First Team Credit -Get Automotive Financing Now

Roanoke VA Auto Loans, Car Finance, Vehicle Leases -

We can help get you financed when others say no because we own our own auto credit company!

We've helped people - thousands of people - to overcome credit problems, and drive great cars toward great credit.  How have we done it?

First Team Credit combines the auto financing muscle of multiple national lenders plus our own automotive credit company with one of the largest dealership inventories in the country, to give you the credit you need for the vehicle you want, with as little as no money down.


Filing bankruptcy is a beginning, not an end.

Each year, unexpected events such as divorce, medical emergencies, job loss and overextension force millions of Americans to choose what is sometimes the only option left. For these honest, hard-working people, the decision to declare bankruptcy is never an easy one.

If you've decided to file for bankruptcy chapter 7, you've taken a very important step in shaping your financial future. And we have over ten years of expertise in bankruptcy auto loans to ensure that your next step is the right one.

You'll need to re-establish your good credit in the quickest, most effective way possible. And yet you may have heard that nobody will help you until bankruptcy discharge, or that you're going to be stuck in an old, broken down car for years to come, right?

Nothing could be further from the truth. First Team Finance has exclusive bankruptcy car loan resources that can give you a head start toward re-establishment and get you a great car, long before your bankruptcy discharges.

It's a simple, proven, and hassle-free process that starts right now with your First Team Finance approval. It's the right step.

First Team Credit specializes in helping people with all credit situations, we will take you step by step through the credit building or rebuilding. We will get you in the car that you can quality for, you make your payments on time every month. This will show that you are credit worthy, which will begin the process. Then as soon as you are on your feet. We can take in your vehicle back on trade and put you in a car of your dreams. Good Credit, Bad Credit, No Credit? Private Vehicles, Cars, Trucks, SUVs, Crossovers, Hybrids or Work Vehicles, Work Trucks, Work Vans, We just want to help you get the vehicle you deserve.

Auto Loans, Car Finance, Vehicle Leases

We can Credit Approve most Auto Loan situations:

Bad Credit Auto Loans | Vehicle Repossessions | Bankruptcy | Slow Pays | Foreclosures | No Credit | Too Much Credit | Under Established Credit | Credit Bureau Inconsistencies | Over Extended | Gap in Employment | Cosigned Loan | First Time Drivers and many others? We are ready to get you driving today! Let's get you Pre-Approved.

Six Steps to Reestablish Credit

Your credit is extremely important when trying to assure lenders that you're a good credit risk. Take these steps to build the best credit record you can - before you need it.

1. Open checking and savings accounts.

Lenders want to know you have a checking account available to pay bills. A savings account indicates you are putting aside something for the future.

2. Get a copy of your credit report.

Most lenders base their lending decisions on credit worthiness. Obtaining and reviewing a copy of your credit report can help you understand how you measure up to lender's standards.

3. Correct any errors or omissions on your credit report.

Some credit reports include errors or out-of-date information. If you find errors on your credit report, call the credit reporting agency.

4. Collect positive information about your payment habits.

Collect positive information about your payment habits. The more positive information you provide about yourself the more comfortable a lender may feel about granting you credit. If you've borrowed money before, get positive confirmation from the lender that you've repaid the debt.

5. Apply for credit.

Apply For Credit Consider applying for a small loan at your local bank. Apply for a secured credit card. You deposit a certain amount at a bank. In return, you are issued a Visa or Master card with a credit limit equal to the amount of your deposit.

6. Once you have credit, use it wisely.

Once you have credit, use it wisely. Charge small amounts on each card. Don't max out your credit cards. Once you have been approved for one credit card or loan, don't go out apply for several more. Pay your bills on time. ALL THE TIME.

Credit Reporting Agencies

Equifax: 800.685.1111
Experian: 888.397.3742
Trans Union: 800.888.4213


First Team Auto Mall

6520 Peters Creek Rd
Directions Roanoke, VA 24019

  • Sales: 540-362-4800

Finance Dept. Hours

  • Monday 9:00am-8:00pm
  • Tuesday 9:00am-8:00pm
  • Wednesday 9:00am-8:00pm
  • Thursday 9:00am-8:00pm
  • Friday 9:00am-8:00pm
  • Saturday 9:00am-6:00pm
  • Sunday Closed